App specific passwords allow third-party apps (like Refundly) to sign in to your Apple account and access your iCloud Mail.
Follow the below steps on your iPhone to create an app-specific password and use it with Refundly.
Step 1 On your iPhone open Safari. Go to https://account.apple.com/

Step 2 Click the "sign in" button

Step 3 If prompted, enter the verification code sent on your trusted device
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Step 4 Scroll down and click on the "App-Specific Passwords" section
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Step 5 Tap on "Generate an app-specific password"
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Step 6 Label the password "Refundly"
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Step 7 Copy the generated password and click "Done"
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Step 8 Open the Refundly app and enter the generated password
